Thanks to its scenic highways and year-round warm weather, Florida is a popular state for motorcyclists. However, riders must be aware of the state’s helmet laws to ensure compliance and protect their legal rights in case of an accident. If you’re involved in a motorcycle crash, understanding these laws can impact your ability to seek compensation.
Florida’s Helmet Law: Who Needs to Wear a Helmet?
Under Florida Statute 316.211, riders over 21 can legally ride without a helmet, but only if they carry at least $10,000 in medical insurance coverage for motorcycle-related injuries. However, riders under 21 are required by law to wear a helmet at all times, regardless of insurance coverage.
Why Wearing a Helmet Matters
While Florida law allows certain riders to forgo wearing a helmet, doing so significantly increases the risk of severe injury or death in an accident. According to the National Highway Traffic Safety Administration (NHTSA), helmets are estimated to be 37% effective in preventing fatal injuries for motorcycle riders.
Helmet Use and Personal Injury Claims
If you are injured in a motorcycle accident, whether or not you were wearing a helmet can impact your personal injury claim. Florida follows a comparative negligence system, which means that if you were not wearing a helmet, the at-fault party’s insurance may argue that your injuries were worsened due to your decision. This could reduce your compensation for medical bills, lost wages, and pain and suffering.
How a Personal Injury Lawyer Can Help
If you’ve been injured in a motorcycle accident, an experienced personal injury attorney can help navigate the complexities of your claim. Whether you were wearing a helmet or not, a skilled lawyer can fight to protect your rights and maximize your compensation.
Contact Us for a Free Consultation
At Hairston & Crooks Legal Group, we specialize in helping motorcycle accident victims get the justice they deserve. If you or a loved one has been injured in a crash, contact us today for a free consultation. Let us help you understand your rights and build a strong case for compensation.
